Don't just rush to sign up with the first scheme that accepts you. Get a number of medical aid quotes before you jump - because changing schemes is a risky and difficult undertaking.
There are a number of companies who do all the hard work and get medical aid quotes for you. These companies enable you to find the best rate for your requirements.
You give them the information they need in respect of your family, finances and medical aid requirements, and they come back to you with medical aid quotes from different companies. Then you decide which medical aid quote best suits your need.
There are medical aid brokers and advisors who can help you. And there are an increasing number of 'virtual brokers'. The latter have websites with information and online form.
Virtual brokers include companies such as Get Insurance Quotes, which is affiliated with Outsurance, Dial Direct, Auto and General and Hollard. There is also Insurance ZA - which uses more than 10 different Medical Aid schemes to compare your requirements with, Think Money, Cheap Medical Aid, which claims to find the cheapest and best coverage, and Medical Aid Comparisons.
The online companies offering medical aid quotes and comparisons work like a broker and are usually affiliated with certain specified medical aid providers. Knowing which companies they will be looking at to provide your quote is helpful in that you can glance through the options yourself, to get some idea of what you are looking for, before you apply for a quote. These websites offer free quotes and, in the same way as brokers, they receive a commission from your premium if you sign up through their site.
Using a company to get medical aid quotes enables you to compare the offering of different companies but spend less time trawling through the possible options, and you can do it from the comfort of your home computer.
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