Nicole Canning suggests what not to do after a car accident.

Shrieking sirens and tow trucks descending like vultures – it’s enough to overwhelm even the calmest post-accident driver. Here’s what NOT to do after a car accident so as to avoid additional cost and hassle…

Don't panic - even a fender bender can be unnerving, so this is easier said than done. Take some deep breaths and remind yourself that you are familiar with the steps that need to be taken (a printout kept in the cubbyhole could help here). Maybe phone a calm friend or partner.

• Don't leave - removing yourself from the scene of a car accident, regardless of how minor it is, is classified as a criminal offence.

• Don't move anything or anyone, especially if they are injured, unless they in danger of fire or explosion, or being hit by other vehicles. DO move the car out of the roadway if possible, and call the emergency services (ambulance, police) if they have not yet arrived. If it is very minor you don’t need the police to come out but can file an accident report at the police station within 24 hours. For insurance purposes, you must file such a car accident report.

Take details and pictures - not responsibility

• Don't forget to take extensive details of the other party – name, address, licence plate number, vehicle identification number and the name of their insurance company and policy number. Record details of the police and emergency personnel who attended the scene, along with any witnesses. Take lots of photos using your cell phone.

• Don't discuss the details of the accident with anyone except the police (and not even with them if they were involved), and don’t admit liability, ever. Leave liability to your insurance company.

Beware of tow trucks

• Don't let the first tow-truck driver on the scene tow your car.  Most insurers offer a free tow-in service after a car accident so make sure you have a ‘no-tow’ sticker on your car. If this is not the case, phone your insurance company and ask for their recommendation. Get details from the tow-truck driver, where they are towing it to, and how much you will be charged for towing, salvage and storage fees. Get a written quote. Don’t sign anything until you are fully aware of the costs involved. If you are an AA member call them to arrange towing by a reputable tow truck operator.

• Don't leave any valuable personal items in the car. They are CERTAIN to disappear.